Online Credit Card Transfers wrote an interesting post today on
Here’s a quick excerpt
Credit score information is somewhat of a mysterious commodity. It’s interesting that the average person doesn’t understand how it works. For example, do you know when you first started to build credit? The first thing I applied for was a gas card when I was 18 years old. This began the process for me. Down the road I acquired a credit card. Since I paid it off every month, my credit began to build. Then a few years later I purchased furniture, but couldn’t pay for it all at once. No problem!

Read the rest of this great post here